The Client Experience

Financial counseling is a partnership. It's not just about spreadsheets, it's about creating a sustainable lifestyle that aligns with your goals and values. As an Accredited Financial Counselor (AFC), here is what you can expect when you work with ACE Financial Counseling.

Step 1: The Free Consultation (45 Minutes)

We start with a free 45-minute consultation before any commitment is made.

The Goal: To see if we're the right fit and to get an honest look at your current financial landscape.

The Value: We'll talk through where you are, what's not working, and what a real path forward could look like. After our conversation, it's completely up to you whether you'd like to move forward. No obligation, no pressure.

Step 2: The Monthly Partnership ($95/month)

If you decide to move forward, your monthly subscription gives you consistent, structured support designed for long-term behavioral change. Included each month:

1. The Deep-Dive Meeting

Once per calendar month, we meet for 55 minutes via Google Meet. During this time, we could:

• Review your progress from the previous month
• Reconcile your budget and tackle any "spending leaks"
• Strategize for upcoming big expenses or life changes
• Work through the why behind your financial habits

2. Unlimited Q&A Support

Life doesn't only happen during scheduled meetings. Text or email me anytime with questions or concerns that can't wait.

Response time: I'll get back to you within 1–2 business days.

The Goal: To give you a safety net so you never feel stuck or overwhelmed between sessions.

Real financial change happens through small, consistent actions over time. A monthly subscription gives you the accountability you need to turn good intentions into permanent habits.

Your subscription renews monthly so your counseling remains uninterrupted. You can pause or cancel at any time. We're here to support your growth, not lock you into a contract.

A Note on Professional Scope:

As an AFC® Candidate, my role is to provide expert financial education and counseling. While we'll discuss the mechanics of money — including debt payoff strategies, credit building, and how different investment accounts work — I don't provide specific investment recommendations or manage portfolios. My focus is on your financial behavior, cash flow, and overall financial wellness.